Are you tired of waiting in long lines at the bank just to cash a check? If so, Meijer has got you covered! Meijer is a popular grocery store franchise with over 200 locations throughout Michigan that offers check-cashing services to its customers. In this article, we will discuss Meijer’s check-cashing policy, fees, limits, and hours to help you decide if it’s the right choice for you.
Meijer Check Cashing Policy
To cash a check at Meijer, you must first register with the Certegy Verification system. This free registration process takes about seven working days to complete. Afterwards, you will need to provide photo identification and/or proof of employment to complete the registration process. Note that if you’re a member of Meijer Credit Union, you can cash checks for free at Meijer stores.
Before cashing a check, you must ensure that you have a valid and active bank account. Meijer accepts personal, business, and traveller’s checks for cashing. However, cashier’s checks, post-dated checks, handwritten payroll checks, money orders, starter checks, and third-party checks are not accepted.
Meijer Check Cashing Fees
Meijer’s check-cashing fees vary depending on the type and face value of the check. Typically, fees range from $3 to $5 per check. If you want to save money, it’s best to cash your checks at Meijer if you’re a member of Meijer Credit Union or if you have a bank account that allows you to cash checks for free.
|Type of Check||Fee|
|Payroll checks||1.2% of the check amount (minimum fee of $3)|
|Government checks||2% of the check amount (minimum fee of $3)|
|Tax refund checks||2% of the check amount (minimum fee of $3)|
|Money orders||0.85% of the face value (minimum fee of $0.50)|
Meijer Check Cashing Limits
Meijer has set limits on the face value of checks it’s willing to process. Currently, personal checks of up to $1,000 face value can be cashed, while government checks of up to $2,000 face value can be converted to cash. Keep in mind that Meijer only cashes checks that are written within 30 days, and it’s strict about this policy.
Meijer Check Cashing Hours
Most Meijer store locations are open from 6 am until midnight. However, some stores have chosen to open 24/7. You can cash your checks at any time that your local Meijer store is open.
Types of Checks Meijer Accepts and Doesn’t Accept
Are you planning to pay by check at Meijer but unsure which types of checks they accept? In this article, we’ll cover the types of checks Meijer accepts and doesn’t accept, so you can be prepared before you shop.
Meijer Acceptable Checks
Meijer accepts the following types of checks:
- Personal checks
- Business checks
- Payroll checks
- Traveler’s checks
When paying by check, make sure it is completely legible and undamaged. Any check that is not clear or damaged cannot be processed and will be returned to you.
Meijer Unacceptable Checks
Meijer does not accept the following types of checks:
- Cashier’s checks
- Post-dated checks
- Handwritten payroll checks
- Money orders
- Starter checks
- Third-party checks
Note that Meijer does not accept post-dated checks, so make sure your check is dated for the day you are shopping.
It’s also worth noting that Meijer reserves the right to refuse any check for any reason. If you have any questions about which types of checks are accepted, it’s best to contact your local Meijer store directly.
Benefits of Meijer Check Cashing
There are several benefits to using Meijer Check Cashing, including:
- Convenient: With over 200 stores located in the Midwest, Meijer is a convenient option for many people.
- Fast: Meijer Check Cashing is a quick and efficient process, and you can get your cash on the spot.
- No bank account required: You don’t need a bank account to use Meijer Check Cashing.
- Low fees: Meijer Check Cashing fees are competitive compared to other check cashing options.
Requirements for Meijer Check Cashing
To cash your check at Meijer, you’ll need to bring:
- A valid, government-issued ID (e.g. driver’s license, passport, or state ID).
- The check you want to cash.
- Your Social Security number or ITIN (Individual Taxpayer Identification Number).
Limitations of Meijer Check Cashing
It’s important to note that Meijer Check Cashing has some limitations. Here are some things to keep in mind:
- Only certain types of checks are accepted: Meijer only accepts payroll, government, tax refund, and money order checks.
- There are limits on the check amount: Meijer has a maximum limit of $5,000 per check.
- Some stores may not offer check cashing: While most Meijer stores offer check cashing, it’s not available at every location.
Frequently Asked Questions
How long does it take to cash a check at Meijer?
Unlike other stores that cash checks immediately, Meijer takes about seven days to process your transaction. Meijer uses First Delta Corp’s official check-cashing system, which converts your check into electronic funds and deposits the amount into your account, minus the processing fees.
Can I pay for my purchases with a check at Meijer?
Yes, you can usually pay for your purchases at Meijer using a check. However, it’s recommended that you stop by the customer service desk before approaching the cashier with your goods and informing them of your intention to do so. Each store may have its own policy.
What happens if I don’t have enough funds in my account to cash a check at Meijer?
If you don’t have sufficient funds available in your account to cash the check, the store will take appropriate legal action against you.
How can I cash checks for free at Meijer?
You can cash checks for free at Meijer if you’re a member of Meijer Credit Union or if you have a bank account that allows you to cash checks for free.
In conclusion, Meijer is a convenient option for those looking to cash their checks quickly and easily. With its check-cashing policy, fees, limits, and hours
Can I pay by personal check at Meijer?
Yes, Meijer accepts personal checks, as long as they are legible and undamaged.
Can I pay by cashier’s check at Meijer?
No, Meijer does not accept cashier’s checks.
Can I pay by money order at Meijer?
No, Meijer does not accept money orders.
Can I pay by traveler’s check at Meijer?
Yes, Meijer accepts traveler’s checks.
Afza Ahmad is a freelance writer specializing in finance and banking. With an in-depth knowledge of the industry, she has written extensively on topics ranging from stock market trends to international banking regulations.