Tops Check Cashing: Policies, Fees & Limits – CheckGuidance
Are you in need of quick cash but don’t have a bank account? Are you tired of standing in long lines at traditional banks just to cash a check? Then you should consider Tops Check Cashing, the convenient and reliable way to cash your checks.
What is Tops Check Cashing?
Tops Check Cashing is a service offered by Tops Friendly Markets, a popular grocery store chain in Pennsylvania, New York City, and Vermont. The service allows customers to cash various types of checks, including personal, payroll, and government checks, without the need for a bank account.
Tops Check Cashing Policies
Limits and Fees
Tops Check Cashing has certain limits and fees that customers should be aware of before using the service. The maximum check amount that can be cashed is $2,500, and the fee for cashing a check is 1% of the total amount, with a minimum fee of $2.
How to Cash a Check at Tops
To cash a check at Tops, customers need to bring the original check, a valid government-issued photo ID, and their Tops BonusPlus card. The check will be verified and processed, and customers will receive their cash on the spot.
Verification
Tops Check Cashing has a strict verification process to ensure the safety and security of its customers. The service uses Certegy, a leading provider of check verification services, to verify the authenticity of the check and the identity of the customer.
Other Money Services at Tops
In addition to check cashing, Tops also offers other money services, including money orders and Western Union transfers. Money orders can be purchased for a fee of $0.69 and can be used to pay bills or send money to friends and family. Western Union transfers allow customers to send money domestically or internationally, with fees starting at $4.99.
Other Places That Cash Checks
If Tops Check Cashing isn’t available in your area or you’re looking for other options, you can consider Walmart, 7-Eleven, or Kroger, which also offer check cashing services.
Walmart
Walmart offers check cashing for a fee of up to $8 for checks up to $1,000, and up to $16 for checks over $1,000.
7-Eleven
7-Eleven offers check cashing for a fee of up to $5 for checks up to $200, and up to 1% for checks over $200.
Kroger
Kroger offers check cashing for a fee of up to $3.50 for checks up to $2,000, and up to $6 for checks over $2,000..
Frequently Asked Questions
Does Tops Cash Checks?
Yes, Tops Friendly Markets offers check cashing services for various types of checks, including personal, payroll, and government checks.
What Types of Checks Can Be Cashed at Tops Friendly Markets Stores?
Tops can cash a wide range of checks, including payroll, personal, government, and insurance checks. However, Tops does not cash third-party checks or starter checks.
What Are the Check Cashing Fees Charged at Tops Friendly Markets Stores?
The fee for cashing a check at Tops is 1% of the total amount, with a minimum fee of $2.
Does Tops Offer Weekend Check Cashing?
Yes, Tops offers check cashing services on weekends.
Conclusion
Tops Check Cashing is a convenient and reliable way to cash your checks without the need for a bank account. With its competitive fees and strict verification process, Tops Check Cashing is a great option for those in need of quick cash. And if Tops isn’t available in your area, there are many other places that offer
Afza Ahmad is a freelance writer specializing in finance and banking. With an in-depth knowledge of the industry, she has written extensively on topics ranging from stock market trends to international banking regulations.
