Have you ever needed to get money quickly from a check you received, but you weren’t sure where to go? Have you ever seen signs at CVS that say they can help you cash your check? Well, in this article, we’re going to talk all about it! We’ll explain everything you need to know about cashing a check at CVS, so you can make the best decision for you!
Does CVS Cash Checks?
Yes, CVS does offer to check cashing services. However, not all locations may offer this service, and there are limitations on the types of checks that can be cashed, as well as the amount that can be cashed.
Types of checks CVS Cash
CVS typically cashes payroll, government, and tax refund checks. They may also cash personal checks, but this varies by location.
Limits on the amount of the check that CVS will cash
The amount that CVS will cash varies by location and may also depend on the type of check being cashed. Some locations may have a limit of $500, while others may allow cashing of checks up to $1,500.
What You Need to Know Before Cashing a Check at CVS
Before heading to CVS to cash your check, there are a few things to keep in mind.
You will need to provide a valid government-issued photo ID, such as a driver’s license or passport, in order to cash a check at CVS.
Fees for check cashing
Fees for check cashing at CVS vary by location but typically range from $1.50 to $4.00 for checks up to $1,000. For checks over $1,000, fees may be higher.
CVS account requirements
You do not need to have a CVS account to cash a check, but some locations may require you to have a CVS account in order to cash a check without fees.
How to Cash a Check at CVS
Here’s a step-by-step process of how to cash a check at CVS:
- Bring your check and a valid government-issued photo ID to the customer service desk at your local CVS.
- Provide the necessary information to the CVS cashier, including the amount of the check and your identification.
- Wait for the cashier to process the check and provide you with cash.
- Count your cash and make sure it matches the amount of the check.
Other Considerations When Cashing a Check at CVS
Before deciding to cash your check at CVS, there are a few other things to keep in mind.
CVS’s check-cashing policies
Each CVS location may have its own policies regarding check cashing, so it’s important to check with your local CVS before heading in.
Availability of check cashing services at CVS
Not all CVS locations offer to check cashing services, so be sure to check with your local CVS before heading in.
Alternatives to check cashing at CVS
If CVS doesn’t offer to check cashing services in your area or if the fees are too high, there are other alternatives available, such as banks, credit unions, and check cashing stores.
CVS can be a convenient option for check cashing, but it’s important to understand the limitations, fees, and requirements before heading to your local store. By being informed and prepared, you can make the check cashing process as smooth and stress-free as possible.
Frequently Asked Question
Can I cash a third-party check at CVS?
A third-party check means that the check is written by someone else and then given to you. CVS may cash these types of checks, but they may have some rules and restrictions.
Does CVS require a minimum purchase to cash a check?
No, CVS does not require you to buy anything in order to cash a check there.
How long does it take to cash a check at CVS?
It usually doesn’t take very long to cash a check at CVS, but the exact time may depend on how busy the store is at the time.
What happens if my check is returned as unpaid after I cash it at CVS?
If the check you cashed is returned as unpaid, you may be responsible for paying back the amount of the check plus any fees charged by CVS.
Can I cash a foreign check at CVS?
CVS may cash foreign checks, but it’s best to check with your local CVS store to see if they offer this service.
Does CVS offer any discounts or promotions for check cashing?
CVS may offer discounts or promotions for check cashing, but they may vary by location and time.
What is the process for cancelling a check-cashing transaction at CVS?
If you need to cancel a check-cashing transaction at CVS, you should contact the store as soon as possible to see if they can cancel it.
What should I do if I suspect fraud when cashing a check at CVS?
If you suspect that a check you are trying to cash at CVS is fraudulent, you should not cash it and contact the appropriate authorities.
Can I use a mobile app to cash a check at CVS?
CVS may have a mobile app that allows you to cash checks, but you should check with your local CVS store to see if they offer this service.
What happens if I lose my receipt after cashing a check at CVS?
If you lose your receipt after cashing a check at CVS, you may have trouble proving that you cashed the check. It’s best to keep your receipt in a safe place.
Afza Ahmad is a freelance writer specializing in finance and banking. With an in-depth knowledge of the industry, she has written extensively on topics ranging from stock market trends to international banking regulations.