You need to cash a check but need more time to go to the bank. Going to the bank during business hours can be a hassle, primarily if you work during those times. You may also live far away from a physical Chase branch.
With the Chase App, you can quickly cash checks from your smartphone. Follow these simple steps, and you’ll be able to Know How to Cash Checks on Chase App with ease.
Features of Chase Mobile App
1. Chase Mobile App is available for both Android and iOS devices.
2. The Chase Mobile App can check your account balances and recent transactions.
3. You can use the Chase App to Cash checks.
4. You can use the Chase Mobile App to pay bills.
5. You can use the Chase App to transfer funds between accounts.
How to Cash Checks on Chase App
Sign in to the Chase Mobile app
To log in, open the Chase Mobile app and enter your username and password
Select “Deposit Checks” from the menu
To deposit a check, you will need the following information:
- Your account number
- The routing number for your bank
- The check number
- The amount of the check
Select the Deposit account
You will need to select which account you want to use as your Deposit account.
Type in the check amount
Enter the check amount “Don’t Forget the Format for Cents 00 and for USD $.”
Take a photo of the front of the check.
Click On Camera Button and take a picture of the Front Side of the Check
Endorse your check
Endorse your check by signing your name on the line below.
Take a photo of the back of the check.
Now take a picture of the Backside of the Check.
Submit the check Deposit
Once you have endorsed the check, please take a photo of the back and front of the check and submit it as a deposit.
What’s the Check Cash Cut-Off Time?
The check cash cut-off time is the latest time you can deposit a check at a bank for it to be deposited on that day. Most banks have a cut-off of around 11 PM EST. Local time.
If you Cash your check before 11 PM EST, it will be processed that day. The next business day, you can take the money out.
Which Type of check can be Cashed on the chase App?
The Chase App can be used to cash all types of checks except for money orders.
- A personal check
- Business check
- Cashier’s check
- Traveler’s check
- Government check
Chase QuickDeposit is a feature that lets you deposit checks without having to go to a bank. You can take a picture of the check with your phone.
To use Chase QuickDeposit, you need a Chase QuickDeposit scanner and a computer with an internet connection. You also need an eligible Chase business checking account.
To deposit your checks, put them in the scanner. This machine will read the check and send the money to your Chase business checking account.
Frequently Asked Question
Afza Ahmad is a freelance writer specializing in finance and banking. With an in-depth knowledge of the industry, she has written extensively on topics ranging from stock market trends to international banking regulations.